Make Confident Home Insurance Decisions Without the Stress
Choosing the right home insurance can feel overwhelming, especially with so many policies, terms, and fine print to sort through. This How to Choose the Right Home Insurance checklist is a practical, easy-to-follow digital resource designed to guide you step by step through the decision-making process. Instead of guessing or relying on confusing advice, you’ll have a clear framework that helps you evaluate your needs, compare policies, and select coverage that truly protects your home and finances.
What’s Included in This Digital Checklist
- Assess your home’s value and calculate accurate rebuild costs
- Clear explanations of different types of coverage and what they protect
- A structured process to compare policies and insurance providers
- Guidance on choosing the right deductible for your budget
- Tips for identifying policy exclusions before you commit
- Insights on add-ons and riders for valuable items
- Liability coverage review to protect against accidents
- Evaluation of natural disaster coverage based on your location
- A checklist for finding discounts that lower your premium
- An overview of what to look for in a smooth claims process
Why This Checklist Makes a Difference
This checklist is built for real-life decision-making, not insurance jargon overload. It’s ideal for first-time homeowners, experienced homeowners reviewing their policy, or anyone searching for how to choose right home insurance with confidence. Unlike generic guides, this checklist breaks everything into actionable steps you can complete at your own pace, ensuring nothing important is overlooked.
- Saves time by organizing your research in one place
- Helps you avoid underinsurance or unnecessary coverage
- Reduces costly mistakes caused by unclear policy details
- Empowers you to compare insurers with clarity and confidence
Download Today and Protect What Matters Most
If you want a simple, reliable way to make smarter insurance choices, this How to Choose the Right Home Insurance checklist is the tool you’ve been looking for. Download it today and take control of your coverage with clarity, confidence, and peace of mind.
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of clairina.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of clairina.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of clairina.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Wow, just wow! This guide is like having a personal insurance advisor right in your pocket. It's helped me understand all the mumbo-jumbo and make decisions with confidence. The tips on finding discounts? Pure genius!
Finally, a guide that makes sense of all those tricky insurance terms!
Loved how it broke down everything into actionable steps...made everything so much easier!
Absolutely love this checklist! 🥳 I'm a first-time homeowner and was dreading the whole insurance thing. But this guide made it so easy to compare policies and pick what works for my budget. Plus, it saved me from getting unnecessary coverage - big win!
I was skeptical at first, but this has been such a help in navigating home insurances.
What a lifesaver! This checklist took the stress out of home insurance. 🙌
This is THE ultimate tool for choosing home insurance. No more guesswork!
This checklist is hands down the best tool I've come across when dealing with home insurance stuff. It breaks everything down into simple steps that anyone can follow at their own pace without feeling overwhelmed or rushed – goodbye stress! 👋
A must-have for homeowners - it's like having an insurance expert in your pocket.
This guide? Absolute game changer. Can't recommend it enough!
short but oh-so-sweet: this checklist rocks!! no more confusion about different types of coverage or worrying about missing out on important details...it’s all there in black and white (or whatever color you print it 😄). super helpful for keeping track of everything too.
Super practical and easy to follow! It’s simplified the whole process for me.
No more confusion about different types of coverage or worrying about missing important details...this checklist covers everything you need to know! 👍
I have to say, as someone who's been through multiple home insurances before, nothing compares to how straightforward this makes choosing the right policy. From assessing my home's value accurately to understanding policy exclusions before committing - I feel empowered knowing exactly what I need without any guesswork involved.